Transparency regarding our services, third-party relationships, and important consumer information.
Last updated: December 2025
The following disclosures are provided to ensure transparency regarding our services, relationships with third parties, and important consumer information. Please read these disclosures carefully before using our services.
Tida Financial Services LLC is a marketing and referral service company. We are NOT: a lender or creditor; a loan broker or mortgage broker; a debt relief, debt settlement, or credit repair company; a financial advisor or credit counselor. We connect consumers with licensed third-party lenders, brokers, and financial service providers. We do not make lending decisions, set loan terms, or guarantee loan approval.
Loan terms, including Annual Percentage Rate (APR), loan amounts, repayment terms, and fees, vary by lender and are subject to your creditworthiness and credit history, income and employment verification, state laws and regulations, and individual lender policies and underwriting criteria.
For illustration purposes only: A $10,000 personal loan with a 36-month term at 15.00% APR would result in approximately 36 monthly payments of $346.65, with a total repayment amount of approximately $12,479.40. This example is for informational purposes only. Actual terms will vary based on your qualifications and the lender you are matched with.
Submitting information through our website does not guarantee loan approval or pre-qualification, specific loan terms or rates, matching with a lender, or funding of any loan product. All credit decisions are made solely by third-party lenders based on their own underwriting criteria.
Loan products and services are not available in all states. Availability depends on state regulations and individual lender licensing. Some states may have restrictions on loan amounts, terms, or APR caps.
Tida Financial Services LLC may receive compensation from third-party lenders and financial service providers when you are matched with or funded by a lender through our platform. This compensation may vary based on the lender, loan product, and other factors. This compensation does not affect your loan terms or the rates offered by lenders, which are determined solely by the lender based on your qualifications.
We work with a network of third-party lenders, lending platforms, and service providers. These partners operate under their own terms, privacy policies, and licensing requirements. We encourage you to review the terms and policies of any lender before accepting a loan offer. Our partners may include, but are not limited to, banks, credit unions, online lenders, and lending marketplaces.
Failure to make timely loan payments may result in late fees and penalty charges, increased interest rates, negative impact on your credit score, collection activities, and legal action by the lender. Contact your lender immediately if you anticipate difficulty making payments.
Tida Financial Services LLC will never: guarantee loan approval regardless of credit; ask for upfront fees or payments before providing services; request payment via gift cards, wire transfers, or cryptocurrency; or pressure you to act immediately or make hasty decisions. If you encounter any of these practices, it may be a scam. Report suspicious activity to the FTC at reportfraud.ftc.gov.
Our lending partners are committed to providing equal access to credit. Federal law prohibits creditors from discriminating against applicants based on race, color, religion, national origin, sex, marital status, age, receipt of public assistance, or exercise of rights under the Consumer Credit Protection Act.
Before taking on debt, consider consulting with a non-profit credit counselor. Free or low-cost counseling services are available through organizations accredited by the National Foundation for Credit Counseling (NFCC) at nfcc.org.
For questions about these disclosures or our services: Tida Financial Services LLC — support@tida.co